:root{--primary: #2563eb;--primary-dark: #1d4ed8;--success: #16a34a;--danger: #dc2626;--warning: #f59e0b;--bg: #f8fafc;--surface: #ffffff;--text: #1e293b;--text-muted: #64748b;--border: #e2e8f0;--radius: 12px;--radius-sm: 8px;--shadow: 0 1px 3px rgba(0, 0, 0, .08);--shadow-lg: 0 4px 12px rgba(0, 0, 0, .12);--tab-height: 64px}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Inter,-apple-system,BlinkMacSystemFont,sans-serif;background:var(--bg);color:var(--text);font-size:15px;line-height:1.5;-webkit-font-smoothing:antialiased;max-width:430px;margin:0 auto;min-height:100dvh}.mobile-layout{display:flex;flex-direction:column;min-height:100dvh}.mobile-content{flex:1;padding-bottom:var(--tab-height);overflow-y:auto}.auth-layout{min-height:100dvh;display:flex;flex-direction:column}.mobile-tab-bar{position:fixed;bottom:0;left:50%;transform:translate(-50%);width:100%;max-width:430px;height:var(--tab-height);background:var(--surface);border-top:1px solid 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";font-weight:600;color:var(--primary)}.consent-box{background:#f1f5f9;border:1px solid var(--border);border-radius:var(--radius-sm);padding:16px;margin-bottom:16px}.consent-text{font-size:13px;line-height:1.6;color:var(--text)}.consent-checkbox{display:flex;align-items:flex-start;gap:10px;margin:16px 0;font-size:14px;cursor:pointer}.consent-checkbox input[type=checkbox]{width:20px;height:20px;margin-top:2px;flex-shrink:0;accent-color:var(--primary)}.bank-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:8px}.bank-option{background:var(--surface);border:2px solid var(--border);border-radius:var(--radius-sm);padding:12px 8px;text-align:center;font-size:12px;cursor:pointer;transition:border-color .15s}.bank-option.selected{border-color:var(--primary);background:#eff6ff}.bank-logo{width:32px;height:32px;object-fit:contain;display:block;margin:0 auto 6px}.pulse-dot{width:16px;height:16px;background:var(--primary);border-radius:50%;margin:0 auto 16px;animation:pulse 1.5s ease-in-out infinite}@keyframes pulse{0%,to{transform:scale(1);opacity:1}50%{transform:scale(1.6);opacity:.4}}.stage-timeline{background:var(--surface);border-radius:var(--radius);padding:20px 16px;box-shadow:var(--shadow)}.stage-item{display:flex;align-items:flex-start;gap:12px;padding:12px 0;position:relative}.stage-item:not(:last-child):after{content:"";position:absolute;left:11px;top:36px;bottom:-4px;width:2px;background:var(--border)}.stage-item.completed:not(:last-child):after{background:var(--success)}.stage-indicator{width:24px;height:24px;flex-shrink:0;display:flex;align-items:center;justify-content:center}.stage-check{color:var(--success);font-weight:700;font-size:14px}.stage-dot{width:10px;height:10px;background:var(--border);border-radius:50%}.stage-spinner{width:16px;height:16px;border:2px solid var(--border);border-top-color:var(--primary);border-radius:50%;animation:spin .8s linear infinite}.stage-label{flex:1}.stage-name{font-weight:500;display:block}.stage-done{font-size:12px;color:var(--success)}.stage-active{font-size:12px;color:var(--primary)}.result-card{text-align:center;padding:32px 16px;background:var(--surface);border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:16px}.result-icon{font-size:56px;display:block;margin-bottom:16px}.result-card h2{margin-bottom:8px}.limit-display{background:#f0fdf4;border:1px solid #bbf7d0;border-radius:var(--radius-sm);padding:20px;margin:24px 0}.limit-label{font-size:13px;color:var(--text-muted);display:block;margin-bottom:4px}.limit-amount{font-size:28px;font-weight:700;color:var(--success)}.btn-sm{padding:8px 16px;font-size:13px;font-weight:600;border-radius:var(--radius-sm);border:none;cursor:pointer}.btn-secondary{display:block;width:100%;padding:14px;background:transparent;color:var(--primary);border:1px solid var(--primary);border-radius:var(--radius);font-size:15px;font-weight:600;cursor:pointer;margin-top:8px}.loading-placeholder{padding:24px;text-align:center;color:var(--text-muted)}